The health scheme focuses on early action to prevent minor symptoms from developing into chronic disorders. The purpose of the scheme is to help our members stay fit for work and remain in the labour market for as long as possible. This is in the interests of our members, the companies they work for and society.
We offer three different health packages, so members can get the option that suits them best:
- Basic – for members who want higher pension savings and need simpler health cover. The package includes access to online health services such as Online Doctor, Online Physiotherapist and Online Psychologist.
- Standard – includes online health services as well as physiotherapy and chiropractic treatment at a clinic. The package also includes Quick Diagnosis.
- Extended – for members who need a little more. The package includes, among other things, cover for surgery.
PensionDanmark’s team of nurses and social workers take a holistic approach to their work, which means that they provide guidance and advice through the entire process from initial contact over examination and diagnosis to treatment and rehabilitation. This ensures that members right away receive the right guidance as well as treatment matching their situation and needs.
Treatment options
- Physiotherapy and chiropractic: Members have access to treatments with a physiotherapist (online or in person) or chiropractor. The treatment can alleviate problems in joints, muscles, and tendons. We have a nationwide network of treatment providers.
- Rehabilitation: Members can receive rehabilitation from a physiotherapist (online or in person) either after surgery or to help avoid surgery.
- Quick Diagnosis: We help members get a diagnosis quickly if they need to see a specialist or have a scan. This allows them to start any necessary treatment in the public healthcare system. The service also includes up to two months of rehabilitation with a physiotherapist.
- Guidance: Our team of experienced nurses and social workers provides guidance to members who are on long-term sick leave or at risk of becoming so. They offer advice on options, rights and rules within the public healthcare system, such as waiting times, free choice of hospital, rehabilitation, medicine subsidies and complaints procedures.
- Online psychologist: Our members can consult a psychologist online, e.g., if they feel stressed at work, suffer from anxiety, have divorced, or lost a loved one. Online psychologist helps our members whether the problems have to do with their job or their private life.
- Online crisis psychologist: A service for members who have experienced a traumatic event, such as an accident, assault or sudden death within the last 24 hours. Members can book an appointment on weekdays from 8 am to 8 pm, and on weekends and public holidays from 9 am to 4 pm.
- Online doctor: When it is difficult to see the doctor within opening hours, our members can consult Online doctor. Online Doctor is a supplement to the services provided by the member’s own doctor.
- Unemployed members and members with long-term illnesses: Unemployed members and members with long-term illnesses automatically have healthcare cover for a period of 12 months after their pension contributions have been suspended. Retirees are also covered by the health scheme.